Wealth Management Planning

You have unique investment goals and priorities.

Wealth management success requires a disciplined and holistic plan so you can more confidently achieve your goals. With the discipline of a personal Wealth Management Plan our team can provide you with a road-map to help get where you want to go. People with comprehensive financial plans enjoy a greater sense of emotional and financial wellbeing compared to those with limited or no financial planning. These people feel they are saving more, living well, and experiencing higher levels of overall contentment.

People with a Wealth Management Plan know how they will afford the big financial decisions in life and retirement years
which now often last as long as your income years.

An up-to-date Wealth Management Plan reconciles short and long term life goals to reveal the big picture.

It’s easier to make financial decisions with less stress and stay on track to meet your goals.Your Wealth Management Plan from Thornmark will integrate expense management, education planning, tax efficiency, risk mitigation, private company plan integration, investment management and estate and wealth transfer arrangements.

Every person has unique goals and priorities. Thornmark works with clients to build an individualized Wealth Management Plan. Realistic and achievable plans allow you to sleep soundly with confidence in your financial outlook. Thornmark has relationships with tax, insurance, and legal experts to ensure a holistic approach to wealth planning and management. Consolidated household reporting provides comprehensive information to gauge performance and progress towards your goals.

Education and new qualifications can increase earning potential and enrich the professional lives of you and your children. However, educational training can be costly. A Wealth Management Plan will give you a strategy designed to fund your educational goals while keeping your greater wealth goals in view.

Luckily, Canadians have many tools to help save on taxes and plan for retirement. In addition to common deductions such as interest and other expenses, Canadians can benefit from a Registered Retirement Savings Plans (RRSPs), Registered Retirement Income Funds (RRIFs), Tax-Free Saving Accounts (TFSAs) and Registered Education Saving Plans (RESPs). A Wealth Management Plan can help improve tax efficiency during all stages of your life – working years, retirement and through wealth transfer. Thornmark will work with you and your tax professional to help optimize your tax benefits.

Living longer means your retirement years could last longer than your income earnings years. Therefore, a plan is essential to help ensure that your retirement resources can meet your lifestyle goals. Computing retirement cash flow that may extend for 35+ years is a complicated process. Make the outlook clear with a Wealth Management Plan.

Many believe that estate planning is only for how your assets get handled at death. A Wealth Management Plan coordinates a smooth and tax efficient estate transfer to your loved ones and beneficiaries. However, this is just part of the picture. Canadians are living longer than ever, and estate planning is a complex process that is intended to ensure that your affairs are managed according to your wishes while you are alive.

Once your Wealth Management Plan is in place, it will be a resource designed to ensure you’re on course. You’ll be able to see how you’re tracking to your goals and celebrate wins and milestones along the way. Ultimately, proper planning will give you clarity and motivation. If you meander off course, it’s just a matter of recalibrating back to plan. Without a plan, it’s easy to lose sight of your destination altogether. Without a roadmap, you’re more likely to end up somewhere else.

So give us a call to put a plan in place to help achieve your goals and dreams.

Clear Guidance in Complex Markets

Give us a call. We can create a plan to help you achieve your financial goals and dreams.